When it comes to your credit score, slip-ups happen and are sometimes out of your control. Debt collections, bankruptcies, or overdue bills can hurt your credit in the short term, but not all is lost.
Having bad credit can make life pretty challenging — and expensive. Whether you’re applying for loans, credit cards, jobs, or apartments, your credit score matters a lot. That’s why our killer new tool, Credit Builder by Brigit, has you covered.
Once you are more than 30 days late, your account will be reported as delinquent to the credit bureaus. This will cause an immediate decrease in your credit scores.
While an increasing number of consumers are aware of their credit scores, a good deal of confusion still exists about what does — and doesn’t — impact your score.
Some people are fortunate enough to have the means to pay for everything they need in cash, without worrying about things like loans and repayment terms.
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