iPhone

Apple Pay Australia Makes Debut But There’s A Catch, Find Out What Here

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Apple?Pay?debuts?in?Australia?for?iPhones,?iPads?and?Apple?Watches?but?is?limited?to?American?Express?Card?holder.

Apple?Pay,?Apple?s?innovative?wireless?mobile?payment?service?is?now?available?in?Australia?making?it?fourth?such?region?to?get?the?service?after?a?earlier?launch?in?Canada?this?week.?Apple?Pay?first?debuted?in?US?in?2014?and?also?was?made?available?in?UK?in?July?this?year.

According?to?CNET?the?Apple?Pay?service?will?currently?be?limited?to?the?Amex?cards?issued?directly?by?American?Express?than?those?issued?by?other?Australian?Banks.?The?Apple?Pay?in?Australia?is?now?available?with?various?retailers?that?include?David?Jones,?Myer,?Mc?Donald?s,?K-Mart,?Harvey?Norman,?Telstra,?Coles,?Woolworths,?Target,?Haris?Farm,?Star?Bucks,?Officeworks,?Hoyts,?Zara,?Bunnings?and?Shell.?The?Apple?Pay?can?be?used?through?the?iPhones,?iPads?and?Apple?Watch?devices?in?stores?equipped?with?Near?Field?Communication?(NFC)?payment?terminals.

Apple?says?that?Apple?Pay?provides?a?simple?and?secure?payment?option?because?it?never?shares?or?transmits?the?credit?card?information?with?the?merchants?and?every?payment?requires?Touch?ID?or?a?pass?code.?It?also?provides?privacy?as?Apple?doesn?t?store?any?of?the?transaction?details?of?any?purchase?made?by?the?user?through?its?service.?In?order?to?use?the?Apple?Pay?service?the?user?has?add?his?credit?card?information?to?the Wallet?app?either?manually?or?through?clicking?the?picture?of?the?card?through?camera.?Then?placing?the?iPhone?or?Apple?Watch?close?to?the?payment?terminal?allows?user?to?make?the?payment?after?identity?confirmation?that?is?done?through?Touch?ID?in?an?iPhone?or?user?wearing?the?Apple?Watch.?In?case?iPhone?or?iPad?gets?lost?or?stolen?users?can?suspend?Apple?Pay?either?through?putting?the?device?in?Lost?Mode?by?using?Find?My?Phone?service?or?disabling?payments?through?iCloud?settings.

Apple seeks?to?expand?its?service?to?other?banks?as?well?and?negotiations are underway.?However?according?to Sydney Morning Herald its going to be delayed as?Apple?is?demanding?15?cents?for?every?$100?purchase?made?through?its?Apple?Pay?service which banks don’t seem to agree with.

Apple?Pay?will also be?rolling?out?soon?in?Hong?Kong,?Singapore?and?Spain?in?2016.

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